Fremont Investment and Loan

Fremont Investment and Loan.

Fremont Investment and loan conducts its business through insured deposit accounts, wholesale residential lending and commercial real estate lending. They are a collateral focused lender, and recourse is typically limited to standard carve-out, or completion and debt service guarantees on speculative development projects. The company is focused on originating and acquiring commercial and residential real estate loans that are primarily financed through deposit accounts insured by the Federal Deposit Insurance Corporation (FDIC).

Fremont's deposit accounts are available to individuals and businesses in the state of California. Fremont Investment and Loan's specialization in deposit accounts allows them to save by eliminating overhead expenses related to services such as ATMs and credit cards. Fremont Investment and loan pass these savings on to you in the form of higher interest rates. Fremont Investment and Loan offers FDIC Insured deposit accounts with interest rates among the highest available, commitment to superior customer service and 24-hour access to rates and automated account information.

Fremont investment and loan also offers wholesale residential lending to their customers. They offer competitive rates, flexibility for quick loan closing and they can structure loans that meet their customer's needs and their objectives. Fremont investment and loan has five regional business centers located in Southern California, Northern California, New York, Illinois and Florida.

The Commercial Real Estate Division provides financing on all types of income producing properties, originating loans nationwide through its eight regional offices throughout the country. Fremont investment and loan provides short-term financing for the renovation of existing properties or new constructions as well as traditional permanent loans. Office properties make up a quarter of its commercial investments, followed by multi-family, commercial mixed-use and industrial properties.